Subject: File No. S7-12-11
From: Mimi Hodsoll

May 31, 2011

Elizabeth Murphy
100 F Street, NE
Washington, DC 20549

Dear Murphy,

Dear Blair,Bernanke,Bowman,DeMarco,Murphy and Walsh,

Big banks should be prohibited from paying their executives in ways that encourage short term risk taking with no long term accountability.

Sincerely yours.  Mimi Hodsoll

Referencing Docket No.'s:

OTS:   RIN 155-AC49
OCC:  RIN 1557-AD39
Fed:    RIN 7100-AD69
SEC:   RIN 3235-AL06
FHFA: RIN 2590-AA42
FDIC:  RIN 3064-AD56


Mrs. Mimi Hodsoll