Subject: File No. S7-12-11

May 31, 2011

Elizabeth Murphy
100 F Street, NE
Washington, DC 20549

Dear Murphy,

These people who bundled up the bad house loans and caused the crash of
2008 have messed up the economies of the world for a long time and we're still feeling the repercussions.

I agree with and support your cause and believe we must stop this risk-taking strategy these folks have been doing. We have yet to fully recover from that last boondoggle, all because of these greedy buttheads. They must be stopped. This is the kind of thing that brought about 1929, and if we allow this hedge-fund risky activity, we may end up with a full-blown depression.

Referencing Docket No.'s:

OTS:   RIN 155-AC49
OCC:  RIN 1557-AD39
Fed:    RIN 7100-AD69
SEC:   RIN 3235-AL06
FHFA: RIN 2590-AA42
FDIC:  RIN 3064-AD56


Paul Norris