Subject: File No. S7-12-11
From: Antonia Wister

May 27, 2011

Elizabeth Murphy
100 F Street, NE
Washington, DC 20549

Dear Murphy,

Long term accountablity is necessary to keep Wall street from having to be bailed out by tax payers. The auto companies have repayed their government loans back way ahead of schedule. I think we should expect the same from any loans tax payers have to dole out. When tax payers monies are used for bail outs You should report back to the public annually with a detailed report on progress in creating accountability for Wall Street pay.

Referencing Docket No.'s:

OTS:   RIN 155-AC49
OCC:  RIN 1557-AD39
Fed:    RIN 7100-AD69
SEC:   RIN 3235-AL06
FHFA: RIN 2590-AA42
FDIC:  RIN 3064-AD56


Mrs. Antonia Wister