Subject: Comments for File Number S7-12-11

May 24, 2011

Iím writing because my family and I were affected by the economic collapse of 2008, and we donít want it to happen again.

I'm don't know how the free market can exist when we impose regulation on its operations and still be called free market but lets be honest the ultimate end (greed) to the means (free market) is how we have ended up with our current economic downturn. One would hope common decence in the "market" would prevail but how do you legislate common decency? A church could provide this role but with the "church vs state" know what I mean (some would say this is why we need socialism.) So, my suggestion is let "we the people" do what a democracy is set up to do I.e. determin our government and your agence's main task is to keep Wall Street greed within its confines. To coina e phrase: separation of Church'N State begets separation of Street'N State. Lets stop bastardizing our democracy and let voting control our politics (government) not money.

Thank you for considering my comment,

karlton culig