Subject: File No. S7-12-10
From: Maurice J Betts

July 9, 2010

I support S7 -12-10, to require more transparent advertising for Target Date Mutual Funds. I believe it is appropriate to have a flexible range in the asset allocation percentages advertised, e.g. a 5-10% range. And having several asset allocation mixes listed such as for where the fund will be in 2015, 2020 and 2025...for a "2020 Target Date Fund".