Subject: File No. S7-10-21
From: Travis Plate

September 26, 2021

1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.

2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No

3. On average, how often do you access your online account?
Daily/more than once a day

4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.

5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account

6. My goals for trading or investing in my online account are (check all that apply):
Keep the amount of money I have, while keeping up with inflation
Save and grow my money for medium- to long-term goals
Other
If Other, Explain:
Invest in companies that have a net positive effect on the world

7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Accessibility is the number one priority. Gameification is the lowest on my list of reform priorities when compared to dark pool trading and rehypothication.

8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
I would not trade without online access to my account. I do not trust any other entities to make trading decisions for me, and would not participate in the US financial system if that degree of personal agency in my trading decisions were to be removed.

9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 2-5 Years
Bonds : None
Options : None
Mutual Funds : 2-5 Years
ETFs : None
Futures : None
Cryptocurrencies : 1-2 Years
Commodities : None
ClosedEnd Funds : None
Money Market Funds : 2-5 Years
Variable Insurance Products : None
Business Development Companies : None
Unit Investment Trusts : None

10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Brokerage companies can suspend trading or specifically either buyimg/selling of equities on their platform and either not receive any consequences or receive penalties that do not surpass the profitability of those actions. Additionally, trading buy orders can be routed through dark pools selectively by the same market makers who are connected to financial entities like hedge funds who can manipulate the price action in the favor of their positions, restricting how my trades affect the price action.

11. What else would you like us to know positive or negative - about your experience with online trading and investing?
I am a veteran with little reason to have any faith in the US financial system and am desperately begging to be proven wrong.
So far, I have been given little reason to keep my money in the US financial system.