September 15, 2021
1. Do you have one or more online trading or investment accounts?
Yes, I have one or more accounts that I access both online using a computer and using a mobile app.
2. If your response to Question 1 is Yes, do you think you would trade or invest if you could not do so online using a computer or using a mobile app?
No
3. On average, how often do you access your online account?
Once to a few times a week
4. On average, how often are trades made in your online account, whether by you or someone else?
Once to a few times a week.
5. If you access your account online, did you have the account first, and only began to access it electronically later? Or did you open the account with the idea that you would access it electronically immediately?
I had a pre-existing account and downloaded an app or visited a website to access my account
6. My goals for trading or investing in my online account are (check all that apply):
Save and grow my money for short-term goals (in the next year or two)
Save and grow my money for medium- to long-term goals
7. What would you like us to know about your experience with the features of your online trading or investment platform? (Examples of features are: social networking tools games, streaks, or contests with prizes points, badges, and leaderboards notifications celebrations for trading visual cues, like changing colors ideas presented at order placement or other curated lists or features subscription and membership tiers or chatbots.)
Have had a great user experience with all the investment platforms I use. Namely, Coinbase. You can learn more about Crypto and earn free Crypto with Coinbase Earn.
8. If you were trading or investing prior to using an online account, how have your investing and trading behaviors changed since you started using your online account? (For example, the amount of money you have invested, your interest in learning about investing and saving for retirement, the amount of time you have spent trading, your knowledge of financial products, the number of trades you have made, the amount of money you have made in trading, your knowledge of the markets, the number of different types of financial products you have traded, or your use of margin.)
It was much harder to invest prior to online investing. I invested in Stocks, Mutual Funds, Bank CD's, Start up businesses (initial seed rounds) for many years (But all by paperwork, phone calls, or in person). I would say I have a fairly good grasp/knowledge of the markets.
9. How much experience do you have trading or investing in the following products (None, 12 months, 1-2 years, 2-5 years, 5+ years):
Stocks : 5+ Years
Bonds : 5+ Years
Options : 5+ Years
Mutual Funds : 5+ Years
ETFs :
Futures : 5+ Years
Cryptocurrencies : 5+ Years
Commodities : 5+ Years
ClosedEnd Funds :
Money Market Funds :
Variable Insurance Products :
Business Development Companies : 5+ Years
Unit Investment Trusts :
10. What is your understanding, if any, of the circumstances under which trading or investing in your account can be suspended or restricted?
Mainly, high fraud alert.
11. What else would you like us to know positive or negative - about your experience with online trading and investing?
Overall, I have had a great online user experience. For Crypto, Coinbase and Uniswap (2 of the exchanges I frequently use) work flawless. My favorite Stock platform is Robinhood, and for easy retirement/stocks/bonds investing I love using Betterment. I have never had a problem with these platforms over the years. My ONLY concern with online investing is SEC over-regulations. I am a grown adult with many years of investing experience (like Millions of other Americans) and fully understand my risks, and risk tolerance. I am perfectly capable of making my own investment decisions. Unfortunately, the SEC has actually HARMED investors like me in the past, while stating they are trying to PROTECT investors. You seem to not let us have a voice in these matters as well (the very people you claim you are trying to PROTECT). Just 1 example would be SEC vs. Ripple, where billions of dollars were lost in XRP value upon the announcement of lawsuit. Thank you for your time and concern.