Subject: File Number S7-09-09

July 1, 2009

To whom it may concern,

I wanted to ask you to consider making a minimum assets under management, or perhaps minimum fee hurdle so as not to impose this rule on all planners.

I understand your concern that the public be protected, but by imposing a "blanket" rule you adversely impact the smaller firms. We cannot afford to offer services and comply with additional compliance.

My clients are happy with the personal service I provide. Service that cannot be provided by large firms, however if the compliance requirements are so severe so as to only allow larger firms to practice, you will not serve many investors who enjoy the personal service of the smaller firms.

Thank you for your consideration of this matter and thank you for your service.

Sincerely - Mark Young

Mark S. Young, C.P.A.
Clearview Financial, Inc.