Subject: File No. S7-09-09
From: Richard L. Dobbyn, CFP
Affiliation: Financial Advisor

June 30, 2009

There are already enough rules and regulations in place to have stopped the Madoff scandel long before it was exposed, but someone dropped the ball. The rule you are proposing is in effect a "fine" on those advisors who are and always have been doing business in a proper and responsible manner, keeping the client's interests first!
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Richard L. Dobbyn, CFP
Financial Advisor