Subject: File No. S7-08-22
From: Jason Baumann
Affiliation: Retail Investor

March 14, 2022

A fair market cannot exist without complete transparency.

Other countries have banned PFOF for a reason. It is a bad practice. BAN PFOF

Naked Shorting should not exist. This is destroying companies and total corruption.

In a digital age T+0 is the way.

Dark Pools are being exploited and should be disabled. It is making stock prices fraudulent. All trades should be on a lit exchange.