Subject: File No. S7-08-15

January 13, 2016

I am concerned about the security and reliability of my investment communications and would rather have the choice of deciding how I want to receive my investment advise rather than the method being imposed with a ruling or a law. Paper is not bad for the environment and it can be recycled but disposal of a proliferation of electronic devices is considered a hazardous material, is bad for the environment and is not recyclable.

Mark Lemley