Subject: File No. S7-08-15

January 12, 2016

I oppose rule 30e-3 That would make electronic delivery the default option for receiving documentation on investment funds replacing the current default of receiving paper forms. The new default would make it more confusing to those of used to the paper form and it could lead to more computer phishing. Getting the paper forms in my mail box is a much safer way and it allows us to keep records our own way. Please keep the current default system in place. Thank you

BOB HENNING