Subject: File No. S7-08-15

January 9, 2016

I oppose the implementation of File No. S7-08-15. I understand that this new rule would make electronic statements the default option for receiving financial information from my money market accounts. I prefer to have my statements mailed to my home address. I understand that, even though I may "opt in" for paper statements, the process is somewhat complicated and I will be sent constant reminders to change to electronic. Now is not the appropriate time to make this change. Many senior citizens are not familiar with computers, the internet, and the "e-world." Please take compassion on senior citizens, and please stop implementation of File No. S7-08-15.

Thank you,
Lori Jo Otto