Subject: File No. S7-08-15
From: Joseph Reseter

January 9, 2016

The changes to the receiving of information regarding our investment funds to electronic delivery as a default status should NOT be implemented. The default status for the receiving of information regarding our investment funds should always be by hard-copy mailed to our preferred address. Electronic delivery should ONLY be offered as an "Opt-In" option or as a supplement to receiving hard-copy.