Subject: File No. S7-08-15
From: Michael J Chevillot

January 8, 2016

Hello, I would like to voice my concerns and opinion on the proposed changes to the manner in which I receive my investment statements. I do not support the proposed changes or the difficulty that ensues when I try to keep receiving my statements via the United States Postal Service. The current policy allows users to opt in to paperless statements if THEY choose to do so. Why burden the investors with changes that are not necessary? I think that if you actually care about the investors that you should ask them, listen to their answer and accept it, and offer them a one step procedure to change it in the future, if THEY choose to do so.
Thank you