From: Marsha Rust
Sent: January 8, 2016
Subject: File No. S7-08-15

In reference to s7-08-15, I prefer getting all stock information including proxys in the mail.  I do not want to be forced to go to the Internet.  Also, I do not like giving me only options of Internet, phone or I must contact the fund company to request any information by mail.  I like having my information mailed to me to allow me time to decide my actions and maintain secure information on my accounts.

Marsha Rust