Subject: File No. S7-08-15
From: S Baldwin
Affiliation: Editor

August 10, 2015

Please do not allow companies to require investors to opt IN for paper delivery.

If the default were electronic delivery, I could miss many communications.

I personally do not have internet at home.
That means my only access to my brokerage account information online is at work.

I do not think my employer would enjoy me receiving paper SEC documents on my personal investments at work. I recommend that paper delivered at a personal address be the default.

Best regards,
S Baldwin