Subject: File No. S7-08-15
From: David D Goldschmidt
Affiliation: VP Midland National

August 10, 2015

Paper is most peoples preferred method of communication.

By forcing people to opt in, rather than opt out, you are adversely affecting their investments. People are too busy, not capable, etc. to log on or go "find" the information. This move would give the advantage to large companies and investors as individual investors will not be as informed and will not vote.

Once again, the government is putting the common man at a disadvantage to big business (big investors or the actual company being invested in).

Please rethink this poor decision