Subject: File No. S7-08-15

July 20, 2015

I am strongly oppose to the proposed Rule 30e-3 which would make my investment and shareholder reports electronic – and that would require me to “opt in” for paper copies.   My wife and I are closing in on retirement, and these PAPER documents which we keep and regularly consult are NOT something that I’m interested in having to print using our own paper and toner cartridges.

Additionally, MANY of our e-mails get diverted by our spam software and we don’t want to have to worry about whether or not we’ve received the current updates on our investments – WHICH ARE WHAT WE WILL BE USING TO LIVE ON.

Bob Broadbear