Subject: File No. S7-08-09
From: Michael Car, Jr.
Affiliation: Ministry co-founder

June 23, 2009

I have been an investor for 15 years. I would never, and repeat never have invested a penny in the so called Stock Market if I knew then what has been exposed to the public now. How can anyone, let alone a government entity, engage or allow Naked Short selling. I and every American can careless what it is called or spun as but it is criminal and any violators of buying and selling of a stock that one does not have is an offense to every investors intelligence. The mere appearance of impropriety is bad enough Companies have been destroyed
Cutting edge technologies have been scrapped Lives have been lost all due to people not doing the job the were paid to do. It is simple, people have traded there time for money for the job that was never done That job was not only to follow the letter of the law, but the spirit as well.

Michael Car