Subject: File No. S7-08-09
From: Faith I. Kinsey
Affiliation: small business owner and IRA investor

May 9, 2009

As the main investor for our family and as a very small business owner, I am appalled by the power and evident ruthlessness of hedge funds.
I totally agree with Jim Cramer's views on naked short selling and up tick rules. I would appreciate the SEC actually talking to Cramer about these rules and getting his help and opinions.....because he represents a very large number of individual investors like we are and has our survival at heart.

Please think of what is best for individual investors like my husband and me, and get control of the market with what is best for the people and not what is best for greed driven hedge funds etc.