Subject: File No. S7-07-18
From: Charles K Olson

April 19, 2018

I would like to advise that to me and probably most people out in the mid west would expect that best-interest would be the equivalent of the fiduciary standard like a financial advisor.

This turns it into a very grey area, that I don't think the average investor would realize that there would be a significant deviation from the standards of a financial advisor.

Charles K. Olson