Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Vickey Smith

Jun. 30, 2018

Jun 30, 2018

Securities and Exchange Commission

To the and Exchange Commission,

A person comes to an adviser usually because they are not as informed
on the subject and need sound advise.  Giving bad advise should be
illegal for a company.  Most people do not have alot of money to invest
and need help on what to do.  If it happened to someone in your family
it would be important.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Vickey Smith