Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Cheryl ODonohue

Jun. 29, 2018

Jun 29, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I'm looking to retire in the upcoming months and need advice if my work
pension should be combined with my IRA. The management company would
get more if I combine them. How will I know if I'm getting the best
advice for my situation?

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Cheryl ODonohue