Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Michael McGovern

Jun. 25, 2018

Jun 25, 2018

Securities and Exchange Commission

To the and Exchange Commission,

As a 67 year old citizen I am asking that you hold financial advisers
to a fiduciary standard when they work with seniors seeking financial
advice. I would also ask that regulations of financial advisers require
transparency regarding all costs and fees relevant to their services
and the costs of investments.


Mr. Michael McGovern