Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: MaryClare Ciulla

Jun. 24, 2018

Jun 24, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I believe that an advisor should work for the client's/lnvestor's best
interest. They will make money if their clients make money and if they
are not good at their jobs, they should not be allowed to jeopardize
someone else's future by taking "incentives"
from other sources to pad their own bank accounts.
It is not only irresponsible but unethical.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. MaryClare Ciulla