Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Debby Herdtner

Jun. 22, 2018

Jun 22, 2018

Securities and Exchange Commission

To the and Exchange Commission,

It's time you closed the loophole allowing  people who are not
qualified to make investments for seniors when it only lines their
pockets and does nothing for the investor.  Enough is enough!  Protect
these older Americans who have given so much to make this country


Ms. Debby Herdtner