Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Barbara Siwa

Jun. 22, 2018

Jun 22, 2018

Securities and Exchange Commission

To the and Exchange Commission,

We have seen the disappearance of the "pension" as a way for older
Americans to sustain their quality of life after retirement.  Now most
Americans have no choice but to invest their savings.  Financial
advisors must be responsible to their clients interests.

Do the right thing!

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Barbara Siwa