Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Paul Kearney

Jun. 22, 2018

Jun 22, 2018

Securities and Exchange Commission

To the and Exchange Commission,

It is an affront to all investors and seniors especially to allow
financial representatives to put their own desires for profit before
that of people who have come to them for assistance.  You have the
opportunity to put this industry on an honest footing and make such
representatives put their customers first and not use this loophole to
enrich themselves as a first reason to recommend an investment.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.

Thank you for listening to the needs and rights of the investors who
make this industry what it should always be, open and fair.


Mr. Paul Kearney