Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Judith Folden

Jun. 22, 2018

Jun 22, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Over the years my husband and I have lost up to 30% of our hard earned
savings to financial advisors who took advantage of sloppy laws and
loopholes to line their own pockets with our retirement savings.
People in the banking business and brokers make a good living.  We can
have laws that protect investors like myself and still make people
giving financial advice a good living.  Close the loopholes and get rid
of hidden fees.  It's the least you can do for hard working, honest
people who deserve to retire with security.  Thank you.  Judy Folden


Mrs. Judith Folden