Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Jennifer Higham

Jun. 22, 2018

Jun 22, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I was forced to retire early and that means my monthly pension is a
fraction of what I would have received had I been able to receive my
full pension.  I do have a 401(K) that will add enough money monthly to
improve my situation IF my portfolio is NOT subject to manipulation by
the brokers.   I have worked hard most of my life and feel what little
I have invested should be treated conscientiously on my behalf and NOT
to pad a broker's pocket.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Jennifer Higham