Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: David and Julie Chapman

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Having financial advisers make suggestions and recommendations that are
in the best interest of the client should be required by all advisers.
All of them should be required to be fiduciaries.

It should be a right of everyone, young or old, to have financial
advise be in their best interest.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. David and Julie Chapman