Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Carol Smyth

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Retired persons and older Americans have worked for many years to take
care of their families, take care of themselves, and achieve their
financial goals.  Please ensure that they receive valid financial
advice that will help and not hurt their financial standing.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Carol Smyth