Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: D Spaulding

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

As a senior and with many senior friends, we need help with our
financial decisions. No one I know can afford to pay for advice that
lines a "counselor's" pockets and decreases our own worth. We
need wise counsel that will help us through our golden years.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. D Spaulding