Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Wanda Ming

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I have retired and I am trying to live on my reitrement account. I
worked for the city of Boston, EDIC department and they do not have a
usual retirement plan for us. Our funds are held up in invenstment so
we were at the whim of the market. Now that I am no longer working, I
am still at the whim of the market. I have left my invesements where
they are because I have to take a monthly distribution to afford to
continue to pay rent and bills along with my social security. If they
are allowed to make bad investments and I loose all of my money I could
end up on the street and I have nowhere else to turn. That money is my
life and there is less than $40,000 left because of my monthly

It is all I have. It needs to be protected. No one is going to give me
a free place to live and feed me and my husband just because my money
is gone. They certainly are not and you certainly are not. We need
protection just to live from day to day.

Thank you.
Wanda Ming