Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Jeannine Wray

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

As a woman who is nearing 70 years of age, I worry about having to
take the Required Minimum Distributions (RMD's).  It is my unfortunate
experience to be dealing with a stock broker who seems to be putting
his own financial interests before mine.

I made many financial sacrifices to "do the right thing" and
to regularly
save money for retirement.  Therefore, I am urging you to write,
and implement the MOST STRINGENT TAX CODE to support
retirees such as myself.

Thank you for your help.  Jeannine


Ms. Jeannine Wray