Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Judy Swirczynski

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

As a retired senior (74) it can be very difficult to see my investments
go down and down.  The cost of living has increased since I retired
from teaching school for 40 years.  As a result I have spent more than
I planned on.

Right now I am trying to cut down on expenses' . Please insure us that
this won't happen to us.

Thank you.


Mrs. Judy Swirczynski