Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Tomasz Kaczynski

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I believe that best financial advice should, at the minimum, paint a
full picture to the client. Currently, unbeknownst to the customer,
financial adviser could withhold (important, critical, relevant)
information. with no customer recourse possible. This seems unfair to

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Tomasz Kaczynski