Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Diane Bickers

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Dear Sir or Madam:

As less than 20% of individuals now receive pensions and must rely on
their IRAs and 401K for retirement, it is important for each individual
to know the true cost and the benefits to the financial advisor and the
firms/banks involved.  This is no different than transparency when it
comes to my doctor or lawyer.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.

Please consider the needs of the people that you serve!!!


Mrs. Diane Bickers