Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Susan Boe

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

All fees and commissions should always be clearly explained to clients
and the consequences of their choices. The average individual does not
have the training or education to search out these undisclosed or
poorly reported details. While there is nothing wrong with commissions
and fees - everyone has to make a living - the client should be given
all the information needed to make the best decision for their

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Susan Boe