Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Jo Anne Ozhan

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Close the Financial Adviser Loophole!

Now that so few of us have pensions and social security is likely to
come under attack, I and other retirees rely on our personal savings to
survive.  We have to invest in the financial markets to grow our money.

When financial advisers are not held to a very high standard that
requires them to work FOR OUR BEST INTERESTS, rather than their own,
our livelihoods are at risk.  This then puts society at risk when we
allow seniors to be cheated and forced to live in poverty or seek
government assistance.

Show that you support American values that include providing seniors
with the help we need to gain and maintain financial independence.


Ms. Jo Anne Ozhan