Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Thomas Krebes

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Please require all financial advisors to keep fiduciary
responsibilities to serve the client and not pad their paycheck.
Clients pay hard earned dollars to financial advisors for investment
advice.  We expect that advice be in the best interest of the client
and not line pockets of unscrupulous advisors!

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Thomas Krebes