Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Jim Kliora

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Very simple.  If an advisor has the choice to provide an investment
where he/she would make more money or where the customer will make
more, but the advisor less, guess what?

Keep believing that we live in a totally ethical an moral world.
Washington and Wall Street are two primary examples that we are not.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Jim Kliora