Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Karen Hambrick

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I got a late start in investing my money but I started earlier enough
to be comfortable in my retirement. I don't want my investments to be
in vein and end up not having enough money in my retirement because of
a loophole.   I'm counting on you to make a stronger rule that closes
the loophole. Americans who've worked hard to save for retirement
deserve peace of mind about their financial security.


Ms. Karen Hambrick