Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Ed Ruef Ruef

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I received a cash balance for my retirement. My wife and I have to live
off this to retire. Therefore any investment I make with this money
needs to be handled with a respectable advisor and not one to take
advantage of senior citizens.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. Ed Ruef Ruef