Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Sharon Hambrick

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Yes I most certainly agree to this. Close the loophole. Every time i
get into a 401k I end up loosing money, When the stock market drop
where does this money go. I end up getting back almost what I put into
it. Back in around 2008 when I worked for Washington Mutual I lost a
lot of money from my investment. Please fix this. Also when a person
spend some of their investment why is that money taxed so much? It is
not right.


Ms. Sharon Hambrick