Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Karen Holden

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Repealing Glass-Steagall helped cause the 2008 financial debacle;
instead of weakening Dodd-Frank, as was just done, we need to
strengthen greatly the protections against another "2008".
Get rid of hedge funds and other ultra-risky options for investing
(gambling!) and make it illegal to bundle mortgages and to sell those
mortgages without consent of the mortgagee.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Ms. Karen Holden