Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Ruta Vardys

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I need a financial adviser and it is unconscionable that I have to fear
that a financial adviser is only thinking of their gain when they are
advising me on money that I need to survive. Closing this loophole will
benefit society as a whole that it won't need to support me or others
due to the greed of financial advisers.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Ruta Vardys