Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: Carol Gardner

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

I am a 67 year old widow. Being retired and living off my Social
Security and earnings from my investments, I count on the advise of my
financial adviser. Hopefully, I will be around awhile longer and  I
could not afford to lose any of my savings to him. I feel that I have
been lucky and have someone I can trust, but not everyone can say the
same. I have heard some terrible stories about people thinking they are
going to be comfortable when they retire and find out the person they
trusted with their savings was milking them and they end up losing most
if not all of it.
I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mrs. Carol Gardner