Subject: File Number S7-07-18: Stop financial advisers from sapping Americans' retirement savings
From: John Harkins

Jun. 21, 2018

Jun 21, 2018

Securities and Exchange Commission

To the and Exchange Commission,

Social Security was a key part of my retirement planning. It has served
us well.

Keep it current with appropriate and _real_ cost of living increases,
not the phony baloney CPI that ignores the kinds of expenses that
retirees and older Americans face. The most glaring example of these
increases are in the medical costs we have to pay. Not to do so causes
our income in real terms to decline.

Expand Social Security to provide "Medicare for All." We want
it, we need it, and it's humane.

I'm counting on you to make a stronger rule that closes the loophole.
Americans who've worked hard to save for retirement deserve peace of
mind about their financial security.


Mr. John Harkins